If you’re looking to buy or invest in a senior living facility, you’re in the right place. At Creative Real Estate Loans, we offer custom lending solutions to help you fund assisted living, memory care, residential care homes (RCFEs), and other senior housing facilities — even when traditional banks say no.
We’re not your average lender — and that’s by design.
We built this service because we saw too many bad actors in this space: brokers overpromising and under delivering, shady terms, sky-high fees, and deals that left buyers stuck or abandoned. That’s not just bad business — it’s bad for seniors.
So we created something different.
We are a private group of experienced mortgage bankers and creative finance experts who came together with a mission: to serve the people serving seniors. Whether you’re a caregiver looking to own your first facility or an experienced operator ready to expand, we’re here to help you build with purpose — not pressure.
Financing for a Wide Range of Facilities:
Assisted living residences
Residential care homes (RCFEs)
Memory care communities
Adult foster homes
Independent living & transitional senior housing
Creative Lending Structures:
Bridge loans for fast closings
Equity-based financing (even with limited credit history)
Rehab and repositioning loans
Buyout support for partnerships or family-owned facilities
Long-term refinance options when you’re ready
Support at Every Step:
We don’t just fund you and walk away. We help with deal structuring, paperwork, financial forecasting, and setting your path to profitability.
First-time buyers and entrepreneurs
Nurses and caregivers ready to launch their own communities
Existing facility operators looking to grow
Investors with a heart for healthcare and aging well
“We were ready to take over a six-bed care home but no one would fund us without 25% down and two years of experience. Creative Real Estate Loans structured a deal that actually made sense — and they cared about the mission, not just the numbers.”
— Real client, Arizona
We get deals done — ethically, efficiently, and with integrity.
Let’s talk about how we can help you bring your vision to life.
Schedule a free strategy session
Or reach out directly at [your contact info]
You don’t have to do it alone.
Let us help you finance your mission — with purpose-built solutions for the people who care most.
Get Started Today
Download Our Facility Buyer’s Finance Checklist